Lån med låg kreditvärdighet

Ibland behöver man låna pengar online trots att man inte har en inkomst. Bara för att man tillfälligt saknar anställning eller deklarerad årsinkomst betyder det inte att man inte hamnar i situationer där en större mängd pengar behövs på en gång. Cashloans listar alla relevanta långivare som har passade lån för dig som saknar anställning, har en låg/ingen taxerad inkomst eller är tillfälligt arbetslös. Några få låneföretag kan dessutom ge större lån för långtidsarbetslösa**, b.la. ViaConto.

De flesta långivare kan acceptera **flera olika inkomster som kapitalinkomster från sparande, pension, arbetslöshetsersättning, bidrag som aktivitetsersättning, föräldrapenning, studentbidrag från CSN (studielån), deltidsanställning m.fl. Det man behöver tänka på att ha alla inkomstbevis redo, eventuellt vara beredd på en högre ränta samt ha telefonen nära för att kunna besvara ytterligare frågor som långivaren kan ha för att kunna ta ett beslut. Observera att socialbidrag i regel aldrig brukar räknas som godtagbar inkomst.

Man kan låna pengar utan fast anställning eller inkomst och få svar redan idag, bl.a. hos Easycredit som lånar ut 1000 kr utan deklarerad inkomst – signera enkelt med e-legitimation och ansök direkt. Rekommenderade lån om du står med låg inkomst: smslån och lån utan UC, exempelvis Nanoflex (minimum 50.000 kr i sammanräknad årsinkomst).

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